.legal-hero{position:relative;background:radial-gradient(ellipse at top right,rgba(var(--or-rgb),0.18),transparent 60%),var(--navy);color:rgba(255,255,255,0.85);padding:calc(var(--topbar-height)+6rem) 1.5rem 5rem;overflow:hidden}.legal-hero::after{content:'';position:absolute;left:0;right:0;bottom:0;height:3px;background:var(--or)}.legal-hero-inner{max-width:880px;margin:0 auto;position:relative;z-index:1}.legal-hero-logo{display:block;height:56px;width:auto;margin-bottom:1.5rem}.legal-eyebrow{display:inline-flex;align-items:center;gap:0.5rem;font-size:0.7rem;text-transform:uppercase;letter-spacing:0.22em;color:rgba(255,255,255,0.55);margin-bottom:1.25rem}.legal-eyebrow .iatko-mark{color:rgba(255,255,255,0.95)}.legal-hero h1{color:#fff;font-size:clamp(2.4rem,5vw,4rem);line-height:1.02;letter-spacing:-0.035em;margin:0 0 1rem}.legal-hero p.legal-lede{color:rgba(255,255,255,0.7);font-size:1.05rem;line-height:1.55;max-width:60ch;margin:0}.legal-meta{margin-top:2rem;font-size:0.78rem;text-transform:uppercase;letter-spacing:0.18em;color:rgba(255,255,255,0.45)}.legal-body{background:var(--bg-app);padding:5rem 1.5rem}.legal-inner{max-width:880px;margin:0 auto;background:var(--surface);border-radius:var(--radius-2xl);box-shadow:var(--shadow-lg);padding:clamp(2rem,5vw,4rem)}.legal-inner section+section{margin-top:3rem;padding-top:3rem;border-top:1px solid var(--gray-200)}.legal-inner h2{font-size:clamp(1.5rem,2.4vw,2rem);color:var(--navy);letter-spacing:-0.02em;margin:0 0 1.25rem;display:inline-flex;align-items:baseline;gap:0.75rem}.legal-inner h2 .legal-num{font-size:0.78rem;font-weight:700;letter-spacing:0.18em;color:var(--or);text-transform:uppercase}.legal-inner h3{font-size:1.1rem;color:var(--text-primary);margin:1.75rem 0 0.5rem;letter-spacing:-0.01em}.legal-inner p{color:var(--text-secondary);line-height:1.7;margin:0 0 1rem}.legal-inner p:last-child{margin-bottom:0}.legal-inner ul,.legal-inner ol{color:var(--text-secondary);line-height:1.7;margin:0 0 1rem 1.25rem;padding:0}.legal-inner li{margin-bottom:0.4rem}.legal-inner li::marker{color:var(--or)}.legal-inner a{color:var(--navy);font-weight:500;text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(var(--or-rgb),0.5);text-decoration-thickness:2px;transition:color var(--transition)}.legal-inner a:hover{color:var(--or)}.legal-inner strong{color:var(--text-primary);font-weight:600}.legal-table{width:100%;border-collapse:collapse;margin:1rem 0;font-size:0.92rem}.legal-table th,.legal-table td{text-align:left;padding:0.85rem 1rem;border-bottom:1px solid var(--gray-200);vertical-align:top}.legal-table th{font-size:0.72rem;text-transform:uppercase;letter-spacing:0.1em;color:var(--gray-700);font-weight:600;background:var(--surface-alt)}.legal-table td{color:var(--text-secondary)}.legal-callout{margin:1.5rem 0;padding:1.25rem 1.5rem;background:var(--surface-alt);border-left:3px solid var(--or);border-radius:0 var(--radius) var(--radius) 0}.legal-callout p:last-child{margin-bottom:0}.legal-toc{margin:0 0 3rem;padding:1.25rem 1.5rem;background:var(--surface-alt);border-radius:var(--radius-lg);border:1px solid var(--gray-200)}.legal-toc-title{font-size:0.7rem;text-transform:uppercase;letter-spacing:0.18em;color:var(--gray-600);font-weight:600;margin-bottom:0.75rem}.legal-toc ol{margin:0;padding-left:1.25rem;columns:2;column-gap:2rem}.legal-toc li{margin-bottom:0.3rem;break-inside:avoid}.legal-foot{margin-top:4rem;padding-top:2rem;border-top:1px solid var(--gray-200);display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap;font-size:0.85rem;color:var(--text-tertiary)}.legal-foot a{color:var(--navy)}@media (max-width:700px){.legal-toc ol{columns:1}.legal-foot{flex-direction:column;align-items:flex-start}}